Privacy Page

This website is owned and operated by Network Capital Funding Corporation. We want you to understand what information we gather about you; how we use it and the safeguards we have in place to protect it. This Privacy Policy applies to information collected through this website and otherwise. Your use of this website and our services, and any disputes arising from it, is subject to this Privacy Policy as well as the website's Terms of Use and all of its dispute resolution provisions, including arbitration, limitation on damages and choice of law.
This website is a general audience site and we do not knowingly collect personal information from anyone under the age of 18.

1. Information We Collect.

We collect public, non-private information that can identify you such as your name, age, address, phone number, and e-mail address. In addition, we collect non-public private information such as your social security number and financial information.We also collect information such as demographic data and data about your online activity on our website. We may also collect and store Information that you provide to us about other people (such as co-borrowers), including their name, age, address, social security number, financial information and phone number.

2. How We Collect and Use Information.

a. How We Collect Information You Provide.
i. From You. We collect Information you provide to us: in connection with inquiring about or obtaining our services. The Information we collect from you will vary depending on the product or service requested.
ii. Other Sources. We may obtain Information about you from third parties such as: credit bureaus, information about your home and demographic information. Credit reports are pulled upon you providing the information required under Federal Law to have given a complete application, including your name, subject property address, estimated value of the subject property, loan amount sought, monthly income and social security number.
iii. Automatic Collection, Cookies and Other Internet Technologies. We use cookies, web beacons and other standard internet technologies to collect information from your computer and about your activities on our website. We automatically collect information from your browser when you visit our website. This information includes your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us and the referring website address.

3. Cookies.

A cookie is a small text file that is stored on a user's computer for record keeping purposes
When you visit our website, we may assign your computer one or more cookies to facilitate access to our website, personalize your online experience and record information about your visit. Through the use of a cookie, we also may automatically collect information about your online activity on our website, such as the web pages you visit, the links or advertisements you click on and other actions you take while on our website. The cookies do not store any non-public private information about you. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline cookies, please note that some of the features and services of our website may not function properly.

4. Other Technologies.

We may use web beacons and other standard Internet technologies to track your use on our websites. Web beacons (also known as clear gifs, pixel tags or web bugs) are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users or to access cookies. We also may include web beacons in e-mail messages or newsletters to determine whether messages have been opened and acted upon.
b. How We Use Information.
i. In General. We may use Information to:
Deliver the products and services you requested;
Manage your customer relationship and provide you with customer support;
Research and analyze your use of, or interest in, our products, services and content and the products, services and content offered by others;
Communicate with you via e-mail, postal mail and/or mobile devices about products or services that may be of interest to you;
Develop and display content and services tailored to your interests on our website and other websites;
Develop and deliver targeted advertisements;
Measure the overall effectiveness of our online advertising, content, programming and other activities;
Verify your eligibility and deliver prizes in connection with promotions, contests and sweepstakes;
Manage our business; and Perform functions as described to you at the time of collection.
ii. Financial Information. If you request a loan through Network Capital Funding Corporation, we will use financial information to determine your eligibility for a loan.

5. With Whom do we Share Your Information

If you use this Site, you use it at your own risk. In no event will Network Capital be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Network Capital, or representatives thereof, are advised of the possibility of such damages, losses or expenses. You agree to indemnify, defend and hold harmless Network Capital and its associates from any liability, loss, claim and expense (including attorney's reasonable fees) related to your violation of this agreement. Network Capital may, without prior notice, make changes to this site.

Intellectual Property

a. Investors. In submitting a request for a loan product or service offered through this website, when you click "Accept and Continue" or otherwise signify your agreement to proceed you are consenting to the disclosure of your information with Network Capital Funding Corporation. If you continue with the loan process we will share your information with third party investors to whom Network Capital Funding Corporation intends to transfer your loan after closing.
b. Settlement Services Providers. We may share your personal information with our authorized Settlement Service Providers that perform certain services on our behalf in connection with your request for a loan. These third parties may include, without limitation, credit bureaus, title companies, flood or other insurance companies, appraisal companies, escrow companies, closing agents, marketing and customer services firms, credit card, or entities that provide business analysis or website support. These third parties may have access to information needed to perform their functions.
c. Other Situations. We also may disclose your information at our sole discretion:
In response to a subpoena or similar investigative demand, a court order or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us. When we believe disclosure is appropriate in connection with efforts to investigate, prevent or take other action regarding actual or suspected illegal activity or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees or others; or to enforce our websites' terms and conditions or other agreements or policies. In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, asset sale or in the unlikely event of bankruptcy.

6. Public, non-private information.

We may share public, non-private information with third parties at our discretion.

7. Third Party Links and Policies.

Our website contains links to other websites owned and operated by third parties. These third parties and their servers may be located in the United States or in other countries. We do not control, and are not responsible for, the privacy and security practices of these third parties. We recommend that you review the privacy and security policies of these third parties to determine how they handle Information they may collect about you.

8. Special Notice to California Residents.

If you are a resident of California, in addition to the rights set forth in this Privacy Policy:
a. We will not share any non-public private information about you with other Businesses to the extent prohibited by applicable California law or to the extent your prior consent to share is required by applicable California law; and
b. We will not sell any of your personal information to third parties, for any reason. It is not necessary to Opt-Out for this provision.
c. We may not discriminate against any Consumer for exercising their rights under the CCPA. This includes
(i) charging different prices for goods and services, (ii) providing different levels or quality of goods and services, and (iii) suggesting that a Consumer will receive a different price or rate for, or a different level or quality of goods and services.
d. You have the right to request information be deleted, however, due to restrictions placed by other state and federal regulations, these requests cannot be fulfilled. We are required to maintain your application information for a period of up to seven years. If we have collected any other information from you and you have not applied, this data may be deleted upon receipt of a verifiable consumer request.
e. You have the right to request information from us regarding the manner in which we obtained, and the information obtained, regarding your personal information. California law gives you the right to send us a verifiable consumer request at a designated address to receive the categories and specific pieces of personal information we collected during the preceding 12 months. The designated e-mail address for deletion and other information requests is: CustomerService@NetworkCapital.net, or you may mail your request to:
Compliance Officer
Network Capital Funding Corporation
7700 Irvine Center Drive #300
Irvine, CA 92618

9. Choices about Collection and Use of Your Information.

a. You can choose not to provide us with certain information, but that may result in the inability to use certain features of our websites or receive certain products or services. Public forums are not intended for the disclosure of non-public private information. To the extent you provide non-public private information in any public forum, it is at your own risk.
b. Federal and state regulations require that we store all information collected for various periods of time. In order to comply with these requirements, we are unable to delete your information from our database until the expiration of the applicable period.

11. Changes to this Privacy Policy.

We may update or modify this Privacy Policy to reflect changes to how we will collect, use and/or share Information.

12. Visiting our Websites From Outside the United States.

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any information relating to users of our websites.

13. No Rights of Third Parties.

If you have any questions about this Privacy Policy or our information-handling practices, or if you would like to request information about our disclosure of personal information to third parties for their direct marketing purposes, please contact us by e-mail or postal mail as follows: